Maximize your retirement benefits in one place

Bringing over 50 years of experience in nonqualified deferred compensation solutions

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  • We are a different kind of company delivering holistic workplace solutions.

    Through our acquisition of Pen-Cal, Voya Financial® now offers an integrated nonqualified and qualified retirement plan experience that simplifies everything from plan design to ongoing administration.

Helping you recruit, retain and reward your top employees

Helping your key employees achieve their target retirement income

Nonqualified deferred compensation (NQDC) plans are a valuable supplement to a company's benefit package, as they provide an additional savings vehicle for employees currently maximizing their qualified plan contribution limits. This type of benefit option can be especially attractive to key executives and top performers - giving employers an edge when it comes to recruiting and retaining top talent.

Providing tailored participant services

Dedicated service teams ensure seamless enrollment, education and distributions. Innovative web tools make it easy for participants to enroll, monitor investment performance, forecast plan distributions and access educational materials.

Supporting better benefits outcomes

By choosing Voya, you will be working with one of the largest retirement plan providers - a leading asset manager and a leader in voluntary products. This gives you access to holistic and tailored workplace solutions to help meet your unique needs and maximize the value of your benefits offering.

Solutions designed with your needs in mind

Consultative plan design and financing strategies

Our focus is always on what will work best for your company, employees and plan goals. Through tailored plan design and customized financial modeling we identify the most efficient funding strategy for your plan and organization’s tax structure.

Flexible investment options

With the flexibility to work with almost any fund that is NSCC traded and the ability to trade daily with multiple Corporate Owned Life Insurance (COLI) carriers, plan sponsors and advisors have access to a wide range of investment options.

Current view of assets and liabilities with daily transaction processing

Our systems have been designed so that we can rebalance across both mutual fund and COLI assets on a daily basis. This allows us to capture any participant activity so assets and liabilities stay in sync.

Strength of our expertise

Our strong, long-term relationships with distribution partners allow us to provide you with best-in-class NQDC and holistic executive benefit programs. In addition, if your plan would benefit from funding through COLI we can provide solutions working with industry leaders.